Compliments and Concerns
We always work hard to build strong and lasting relationships with our valued customers. By listening to your
feedback, not only can we address any immediate concerns you may have, we will also continually improve our
products and services.
We know there are times when you may wish to compliment us on something we have done well and other times
when you may wish to tell us we have not met your expectations.
Compliments
Our representatives are always delighted to know that they have succeeded in making your experience a pleasant
and successful one. If one of our representatives has provided you with exceptional service in any way, please let us
know using the details below, so that we can further encourage them via this feedback process.
Concerns
If, for any reason, you do not feel that you have received the highest standard of care from us, we likewise encourage
you to share this with us. We have developed a process that we believe makes it easy for you to tell us of your
concerns and for them to be addressed quickly and fairly.
If you choose to contact us by mail or email, please make sure you provide as much detail as possible about your
complaint.
Need an update on your complaint
If you have lodged a complaint with us, you can contact us at any time to ask for an update on its status. Contact us
through any of the methods listed above and please be sure to refer to your earlier communication so that we can
respond effectively.
Resolution
We will write to you to acknowledge your complaint within 24 hours to ensure we treat you fairly and will work to
resolve your complaint as soon as possible. In the rare event, we are still investigating your complaint after 30 days
we will write to you to explain why and to let you know when we expect to have completed our investigation.
When we have completed our investigation, we will write to let you know the outcome and the reasons for our
decision.
Taking it further
We hope that you will be satisfied with how we deal with your complaint. However, if your concerns remain
unresolved, or you have not heard from us within 30 days, then you can have your complaint heard by an independent
party, the Australian Financial Complaints Authority:
Online: www.afca.org.au
Email: info@afca.org.au
Phone: 1800 931 678 (free call)
Mail: Australian Financial Complaints Authority
GPO Box 3, Melbourne VIC 3001
Time limits may apply to complain to AFCA and so you should act promptly or otherwise consult the AFCA website to
find out if or when the time limit relevant to your circumstances expires.